Basic life insurance
Summary
Employee life insurance
You are insured for twice your salary up to a maximum of $300,000.
You pay the full cost of this life insurance.
Dependent life insurance
Your spouse is insured for $10,000 and your dependent children are insured for $5,000 per child.
You pay the full cost of this life insurance.
Eligibility
You are eligible if you are:
- considered eligible as defined in Procedure 18-47
- regardless of age
Premiums
You pay the full cost of the Basic Life Insurance. Employee premiums are as follows
- Employee life insurance: You pay $0.123 monthly for each $1,000 of coverage.
- Dependent life insurance: You pay a flat monthly premium of $2.383.
- The above premiums do not include applicable Retail Sales Tax (RST) based on the province of residence (in ON, QC, and MB).
Coverage
Employee life insurance
- You are insured for two times your annual earnings, to a maximum of $300,000.
- In the event of your death, the benefit will be paid to your designated beneficiary or your estate if no such designation is made.
Dependent life insurance
- Your spouse is insured for $10,000.
- Your dependent children are insured for $5,000 per child.
- You are the beneficiary of your dependent life insurance.
Exclusions
There are no exclusions for Basic life insurance; the insurance amount will be paid in the event of death from any cause.
Help lines
You can contact
Canada Life:
- Via the Canada Life website or
- By phoning the Canada Life customer service hotline at 1-833-794-0225
If you encounter any problems or issues, contact Human Resources at hrbenefits@uottawa.ca or 613-562-5832