Basic dental insurance

You can select either individual or family coverage. Family coverage includes your eligible Spouse and/or Dependent child.

The Basic Dental Insurance Plan reimburses 80% of the following eligible expenses with no maximum.

Reimbursement is based on the Ontario Dental Association Fee Guide for General Practitioners for the year immediately preceding, and on the least expensive treatment that will yield professionally adequate results.

• Complete oral examinations (once every 36 months), recall examinations ( once every nine months ), and emergency examinations and treatments,
• Bitewing x-rays ( once every nine months ), and full-mouth x-rays (once every 36 months),
• Routine diagnostic and laboratory procedures,
• Preventive treatments including: cleaning, discing, scaling, polishing, and topical application of fluoride (once every nine months for each treatment listed),
• Oral hygiene instruction (once in any one calendar year),
• Space maintainers and habit-breaking appliances,
• Consultations required by the attending dentist,
• Dental surgery including: general anaesthesia, related diagnostic x-rays, and laboratory procedures,
• Endodontic services (root canal therapy),
• Periodontic services (treatment of gums and bones supporting the teeth),
• Retentive pins and amalgam, silicate, acrylic, or composite fillings, including tooth-coloured restorations on permanent anterior teeth only, and
• Denture repairs, relining or rebasing (once every 36 months).