My InfoRetired and deferred, University of Ottawa Pension Plan

Integration level and YMPE

YMPE

  • YMPE = Year's maximum pensionable earnings
  • [ En français : MGAP = Maximum des gains annuels ouvrant droit à pension ]
  • The YMPE is an amount set annually by the government (it is based on average wage increases in the Canadian industrial sector). It refers to the maximum amount of earnings on which Canada Pension Plan (CPP) contributions are made.
  • The YMPE for 2022 is $64,900

The integration levels as defined by the University of Ottawa pension plan

  • For the credited years of service prior to January 1, 2004, the lesser of:
    • 85 % of the YMPE of 1999, that is $31,790 (85 % of $37,400)
    • 85 % of the average YMPE in effect during the same period as the one used to calculate your average earnings.
  • For the credited years of service starting as of January 1, 2004, the formulas above remain the same, except that the YMPE of 1999 ( $31,790) is indexed annually at a rate of 55 % of the increase in the YMPE. Therefore, that integration level has now reached $42,745 in 2022